Personal service

At Perspective we believe that wealth management starts with finding out where you are and where you would like to go in your life. Your adviser will consider how best to protect your wealth and lifestyle and what needs to be done to achieve your goals.

When planning investments, our advisers’ objective is to minimise unnecessary risks while maximising potential and to protect your assets from tax where applicable and feasible.

Prior to providing you with any advice we will take time to understand your current needs, circumstances and attitude to risk. Any advice provided will be confirmed to you in writing.]

Perspective advisers offer an initial meeting to understand in broad terms; your needs and objectives and to agree with you that our services are right for you going forward. The cost of this meeting is met by our firm.

Thereafter your adviser will offer three methods by which they can be remunerated so that you can select the method that best suits your needs:

1. Fee - If we agree that you will be charged a fee, we will confirm this in a separate fee agreement. We will tell you if you have to pay VAT. If we also receive commission from the product provider when you buy a product, we will pass on the full value of that commission to you in one or more ways. For example, we could reduce our fee, reduce your product charges, increase your investment amount or refund the commission to you.

2. Commission (through product charges) – This is payable to us from the product provider. While you will not pay us anything directly, this does not mean that our service is free. The commission is derived from the product charges taken by the provider to cover their own costs and commission payable to us and these charges reduce the amount allocated to the investment.

3. Combination of Fee and Commission – This option is a combination of the two options described above.

The cost of our services is the same regardless of the payment method selected. Prior to undertaking any work on your behalf we will agree with you how we will be paid for our advice and services.

Contact Us

• 0845 688 1454
• info@pfgl.co.uk

Perspective News

• TWO FIRMS ACQUIRED BY PERSPECTIVE

  Perspective Financial Group Ltd, the national financial advisory group, has made a further two advisory practice acquisitions bringing the number of new firms added to the Group up to four in 2012. The first acquisition is Newcastle Under Lyme-based Ad Valorem Wealth Management LLP. As part of the purchase the business will now be named[.....]

• Counting down to RDR

  It’s not just the Olympic clock that is ticking, writes David Hesketh, group M&A manager, Perspective Financial Group Ltd. You can’t seem to move at the moment without encountering countdown clocks ticking off the days until the Olympics and the ‘100 to go’ milestone was passed recently. Away from sporting festivals, advisers of course have[.....]

View more news items »

Leedhams spent the initial time with us and continue to meet us on an ongoing basis to ensure that our finances are managed in line with our changing needs. Through their expertise they have provided us with a healthy, well managed growing portfolio with regular communication. Importantly, we now have a feeling of trust, reassurance, stability and the knowledge that they know us personally as clients, not just as an account.

B Warden, client of Leedham IFA

The main benefit of working with Rutherford Wilkinson was it made me rationalise my retirement planning and identified more clearly when I would be able to afford to retire. Initially I thought I would have to take my pension early in order to retire but it became clear I could retire early but use my savings to fund this. Now I’ve got all my investments in one vehicle making it easier to monitor and therefore easier to plan for future retirement.

P English, client of Rutherford Wilkinson

I have been a client with Applewood in Oswestry for over 18 years. Karl Hartey and his team have been most helpful and available at all times. The support team are always happy to answer queries and refer me quickly if there is a problem. They are courteous and friendly without being familiar. I am kept well informed of any changes required in these difficult times in the world of finance.

J Kenyon, client of Applewood Wealth Management

Equilibrium Wealth Management Limited has provided advice to ourselves, since 2002, in respect of the Company Pension Scheme together with Death in Service and Income Protection Plan for our 53 members of staff. They have provided a consistently high standard of advice and the annual reviews have provided our employees with good quality market appraisals on which to base their fund investment decisions. I would happily recommend them as providers of sound, timely, professional advice.

Corporate client of Equilibrium Wealth Management

As always, the help given to me has been courteous and professional... never in all the many years of our association (and this is what I value most) have you or your staff ever not returned my calls. I am now retired and feel very confident that you are always looking after my interests.

N Maidman, client of Platinum Portfolios