Perspective Financial Group LTD - Creating Wealth

Perspective Financial Group Ltd is a leading financial advisory group providing financial advisers with a capital value for their advisory practice and ultimately an exit plan. Our evaluation is based on:

1. Maintainable EBITDA

   This is calculated after Directors’ salaries and excludes ‘lifestyle’ costs which are not expected to be incurred post deal.

2. Recurring income levels

   This includes any fund based renewals, retainers and any other recurring income.

3. Management control

   This takes in to consideration various aspects of the business such as compliance, management information, client information, and funds under management.

The Perspective proposition is unique in several ways which ensures it is an extremely appealing option for many IFAs and new model advisers.

The Perspective Acquisition Process  

Transparent deal structure

• 2 year consideration, cash paid within 2 years
• 50% upfront cash
• Capital value locked at the outset
• Bonus opportunities

Local management and local brand

• Maintain your management structure and team
• Maintain your brand
• Continue to service your clients

Support

• Compliance support from Paradigm
• In-house regulatory department
• IT support to improve management systems
• Accounting support
• Marketing assistance
• Cost saving opportunities from group purchasing
• Access to exclusive products

RDR guidance

• December 2012 will bring great changes to the financial services profession – are you ready?
• Perspective provides compliance support both in-house and from Paradigm
• Regular updates, hints and tips
• Exclusive access to market experts

Ongoing partnership

• No pressure to leave the business
• Share in profit growth
• Business development assistance
• Management and capital support for growth from both recruitment and through local acquisitions
• Continuity and succession planning support

In the future, the financial services market will have to respond to an increasing demand from an ageing, but affluent population, by providing high quality, independent financial advice. The aim of the regulator, as set out in the Retail Distribution Review proposals, is to ensure that clients receive advice from qualified professionals which is of the highest quality, and is not affected in any way by the method of remuneration.

Many firms in the profession are already committed to this concept and have been for some years. In doing so they will have created real long term value in their businesses. It is these firms to whom the Perspective proposition will be most attractive.

If you are an IFA to whom being part of a larger organisation is appealing or if you are a retiring IFA looking for a viable and client-friendly exit strategy then speak to Perspective. The process to join the Perspective group is quick and easy. Arrange a no obligation meeting and we will guide you through the process.

Contact Us

Evolution House
Brooke Court
Wilmslow
Cheshire
SK9 3ND

• 0845 688 1454
• info@pfgl.co.uk

Perspective News

• TWO FIRMS ACQUIRED BY PERSPECTIVE

  Perspective Financial Group Ltd, the national financial advisory group, has made a further two advisory practice acquisitions bringing the number of new firms added to the Group up to four in 2012. The first acquisition is Newcastle Under Lyme-based Ad Valorem Wealth Management LLP. As part of the purchase the business will now be named[.....]

• Counting down to RDR

  It’s not just the Olympic clock that is ticking, writes David Hesketh, group M&A manager, Perspective Financial Group Ltd. You can’t seem to move at the moment without encountering countdown clocks ticking off the days until the Olympics and the ‘100 to go’ milestone was passed recently. Away from sporting festivals, advisers of course have[.....]

View more news items »

Leedhams spent the initial time with us and continue to meet us on an ongoing basis to ensure that our finances are managed in line with our changing needs. Through their expertise they have provided us with a healthy, well managed growing portfolio with regular communication. Importantly, we now have a feeling of trust, reassurance, stability and the knowledge that they know us personally as clients, not just as an account.

B Warden, client of Leedham IFA

The main benefit of working with Rutherford Wilkinson was it made me rationalise my retirement planning and identified more clearly when I would be able to afford to retire. Initially I thought I would have to take my pension early in order to retire but it became clear I could retire early but use my savings to fund this. Now I’ve got all my investments in one vehicle making it easier to monitor and therefore easier to plan for future retirement.

P English, client of Rutherford Wilkinson

I have been a client with Applewood in Oswestry for over 18 years. Karl Hartey and his team have been most helpful and available at all times. The support team are always happy to answer queries and refer me quickly if there is a problem. They are courteous and friendly without being familiar. I am kept well informed of any changes required in these difficult times in the world of finance.

J Kenyon, client of Applewood Wealth Management

Equilibrium Wealth Management Limited has provided advice to ourselves, since 2002, in respect of the Company Pension Scheme together with Death in Service and Income Protection Plan for our 53 members of staff. They have provided a consistently high standard of advice and the annual reviews have provided our employees with good quality market appraisals on which to base their fund investment decisions. I would happily recommend them as providers of sound, timely, professional advice.

Corporate client of Equilibrium Wealth Management

As always, the help given to me has been courteous and professional... never in all the many years of our association (and this is what I value most) have you or your staff ever not returned my calls. I am now retired and feel very confident that you are always looking after my interests.

N Maidman, client of Platinum Portfolios