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Derek is a Chartered Financial Planner, the profession's highest accolade, and joined Perspective (Home Counties) Ltd in 2011.

He is qualified to the Advanced Level of the Diploma, was awarded Chartered Status in 2005 and is a Fellow of the Personal Finance Society. He holds specialist qualifications in Investment Management, Taxation, Trusts and Pension Planning. Having completed the R08 pension update exam, he is now a designated Retirement Planning Specialist.

The Financial Conduct Authority does not regulate taxation advice.

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