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Joe has over 30 years’ experience in financial planning and is a Chartered member of The Chartered Institute of Securities and Investments (CISI) and an affiliate of STEP – The Society of Trust and Estate Practitioners. He is Managing Director of Perspective (Northants & Cambs) Ltd.

Previously, Joe was the founder and owner of Independent Life & Pensions Group which became part of Perspective in 2020.

Joe specialises in providing investment, wealth management and trust and estate planning advice.

Outside of work, Joe is a PADI qualified Scuba Diving Instructor and spends many hours underwater. When Joe is not involved in water based sports, he can be found either on a golf course trying to improve his handicap (which is a rarity) or keeping his classic TVR on the road.


The Financial Conduct Authority does not regulate trust advice.

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