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Ray joined Perspective (North East) Ltd in 2005 and has over 25 years’ experience in financial services, specialising in helping dentists and doctors plan for their long-term futures.

Ray holds the Certified Financial PlannerTM licence and his passion is working with and helping doctors and dentists who want an unbiased view as to how they can achieve their lifestyle and financial goals and objectives. He believes in making the complicated easier to understand and manage.



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