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We understand that attracting and retaining good employees is fundamental to long term success.

We help employers to consider the potential benefits of offering employees access to a wider range of benefits and/or greater choice. We have significant experience of ‘flexible remuneration packages’ and can advise on the tax treatment of additional benefits, both from an employer and employee perspective.

We can help by:

  • Providing or reviewing existing risk-based arrangements, such as Group Life, Group Critical Illness and Group Income Protection plans to ensure these are competitive.
  • Providing advice on the full range and structure of defined benefits and money purchase occupational pension schemes, with the aim of reducing administrative complexity and costs.
  • Reviewing or providing Group Personal Pension schemes (GPPs), Stakeholder schemes, Self Invested Personal Pension Plans (SIPP) and Small Self Administered Schemes (SSAS).
  • Giving clear guidance to employers on the tax treatment of pension contributions, the impact of forthcoming pension legislation and terms of pension provision for staff.
  • Reviewing existing schemes to ensure their continuing suitability and competitiveness, in terms of both costs and benefits.

Registered in England and Wales No 1492223. Registered Office. Paradigm House, Brooke Court, Wilmslow Cheshire. SK9 3ND
Perspective (East Anglia) Ltd is authorised and regulated by the Financial Conduct Authority.
Perspective (East Anglia) Ltd is a subsidiary of Perspective Financial Group Ltd.
Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:
The Financial Ombudsman Service Exchange Tower,
London, E14 9SR
Tel: 0800 023 4567 or 0300 123 9 123
www.financial-ombudsman.org.uk

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