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Joe has over 30 years’ experience in financial planning and is a Chartered member of The Chartered Institute of Securities and Investments (CISI) and an affiliate of STEP – The Society of Trust and Estate Practitioners. He is Managing Director of Perspective (Northants & Cambs) Ltd.

Previously, Joe was the founder and owner of Independent Life & Pensions Group which became part of Perspective in 2020.

Joe specialises in providing investment, wealth management and trust and estate planning advice.

Outside of work, Joe is a PADI qualified Scuba Diving Instructor and spends many hours underwater. When Joe is not involved in water based sports, he can be found either on a golf course trying to improve his handicap (which is a rarity) or keeping his classic TVR on the road.


The Financial Conduct Authority does not regulate trust advice.

Other contacts

John Stimpson DipPFS

Financial Planner

Ernesta Clayton ACSI

Financial Planner

Registered in England and Wales No 3355843. Registered Office: Lancaster House, Ackhurst Business Park, Foxhole Road, Chorley, Lancashire PR7 1NY.

Perspective (Northants & Cambs) Ltd is authorised and regulated by the Financial Conduct Authority.

Perspective (Northants & Cambs) Ltd is a subsidiary of Perspective Financial Group Ltd.

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:
The Financial Ombudsman Service Exchange Tower,
London, E14 9SR
Tel: 0800 023 4567 or 0300 123 9 123

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