Lucy began her journey in Financial Services while still at university, studying for her Diploma in Regulated Financial Planning in 2021. After studying Physics at university, she started her career in March 2022 as a paraplanner at a Chartered independent firm in Scotland. Following her move to Cardiff in September 2023, Lucy continued her paraplanning career at Perspective (Gould Financial Planning) Limited before stepping into an advisory role in August 2025.
With a strong analytical background and a passion for technical detail, Lucy brings a thoughtful and client-focused approach to financial planning. Her role involves delivering high-quality, personalised advice across a wide range of areas, including retirement and estate planning, protection, and investment strategies. Lucy is particularly committed to helping clients understand complex financial concepts in a clear and empowering way, ensuring they feel confident in their decisions.
Lucy is currently working towards becoming a Chartered Financial Planner. She has completed a wide range of advanced exams and expects to achieve APFS by the end of 2025.
Outside of work, Lucy is a passionate Scottish Country dancer and teacher. She and her fiancé run Saltire Scottish Country Dancers, regularly competing at the highest level and placing in the top three. A former international gymnast and elite coach, Lucy also plays the bagpipes, fiddle, and piano. She enjoys walking, catching up with friends, and collecting Scottish Single Malt Whiskies with her fiancé — all while planning their wedding for April 2027.
