Over the course of his career, Richard has developed broad expertise across pension planning, protection, investing and inheritance tax planning, helping clients make informed decisions at every stage of life. As a pension specialist, he has extensive experience helping clients navigate the complexities of retirement planning, while also providing holistic financial planning that considers their wider financial goals and priorities.
Richard enjoys building trusted, long-term relationships and believes that good financial planning starts with truly listening. By taking the time to understand each client’s individual circumstances, aspirations and concerns, he creates tailored financial plans designed around what matters most to them.
His expertise spans pension and retirement planning, inheritance tax and estate planning, investing, protection and wider wealth management. Cashflow modelling forms an important part of his planning approach, helping clients visualise the potential impact of today’s decisions on their future plans and giving them greater confidence about the road ahead. A particular niche specialism for Rich is advising NHS and Private hospital doctors, something he did exclusively for four years.
The value of your investment and income from it can fall as well as rise and you may not get back the original amount you invested.
The Financial Conduct Authority does not regulate taxation advice. The value of investments (in a pension) can go down as well as up and you may get back less than the amount invested.
The Financial Conduct Authority does not regulate Trusts and taxation advice.
The Financial Conduct Authority does not regulate legal advice.