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Darren Smart

Financial Planner

Darren joined Perspective in early 2026, bringing decades of experience and a deep commitment to client relationships. His career began straight out of college with Barclays, before moving to HSBC in 1999 as a Mortgage Manager, where he qualified as a Financial Adviser. Over the next 15 years, Darren advised high-net-worth clients, building a reputation for trust and expertise, before establishing his own practice.

In 2016, Darren joined Cockburn Lucas, integrating his clients into their proposition. He also spent 18 months on secondment at HSBC, leading a Risk Profiling and Goal-Based Planning project, further enhancing his strategic insight. 

Darren’s role today focuses on long-standing client relationships, many spanning over 20 years. He is passionate about intergenerational planning, helping great-grandparents, grandparents, parents, and now their children achieve financial security and confidence. What Darren enjoys most is the face-to-face interaction—being a trusted voice in a world full of noise. 

Outside of work, Darren is a keen sports enthusiast. Having played football to a high standard, he now enjoys walking football and golf. A highlight was representing Nottingham Forest last year—albeit 35 years after his dream call-up! 

Based

Nottingham Office

Aspire House, 1st Floor
19 Musters Road
West Bridgford
Nottingham
NG2 7PP

Telephone: 0115 981 9529

Perspective (Cockburn Lucas) is a trading style of Perspective (Central & East) Limited.

Perspective (Central & East) Limited is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register Number 223377.

Perspective (Central & East) Limited is registered in England and Wales Number 03355843. Registered Office: Lancaster House, Ackhurst Business Park, Foxhole Road, Chorley PR7 1NY.

Perspective (Central & East) Limited is a subsidiary of Perspective Financial Group Limited.

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What to do if we didn’t get something right

We strive to deliver the highest possible level of service to every client, every time. If we got things right, we’re always happy to hear that – thank you. If we didn’t, in the first instance, please contact your Financial Planner or their Office Principal about the matter using the contact details on our website.

Should you not be satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service
Exchange Tower, London, E14 9SR

Tel: 0800 023 4567 or 0300 123 9123

www.financial-ombudsman.org.uk