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Perspective (Scotland):

Josh Kinning

Financial Planner

Josh joined Perspective in 2026.

He has worked in the Financial Services industry since 2014, progressing from an administrative role into paraplanning before achieving his Diploma in Regulated Financial Planning in 2022. He also holds the Level 4 Certificate in Advanced Mortgage Advice. 

Josh takes a personable and relationship-focused approach, building rapport with clients and supporting them throughout their financial journey. He enjoys helping clients feel informed and confident as they work towards their goals. 

Outside of work, Josh enjoys socialising and dining out with friends and family and values taking time to unwind. 

Perspective (Scotland) is a trading style of Perspective (North East) Limited.

Perspective (North East) Limited is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register Number 150317. You can verify our authorisation and permissions by using the FCA Firm Checker.

Perspective (North East) Limited is registered in England and Wales Number 04163906. Registered Office: Lancaster House, Ackhurst Business Park, Foxhole Road, Chorley PR7 1NY.

Perspective (North East) Limited is a subsidiary of Perspective Financial Group Limited.

Visit the link below for more information on our privacy notice.

Privacy Notice

What to do if we didn’t get something right

We strive to deliver the highest possible level of service to every client, every time. If we got things right, we’re always happy to hear that – thank you. If we didn’t, in the first instance, please contact your Financial Planner or their Office Principal about the matter using the contact details on our website.

Should you not be satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service
Exchange Tower, London, E14 9SR

Tel: 0800 023 4567 or 0300 123 9123

www.financial-ombudsman.org.uk