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The Cambridge Dictionary describes Planning as: ‘the process of deciding in detail how to do something before you actually start to do it.’ That seems simple enough, yet one of the key challenges we have in life is to not only plan, but to maintain that plan as things change. When we have conversations with clients, the concept of planning is often discussed. In these instances, we always encourage our clients to plan their life choices, rather than simply just look at their financial plans.

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