The foundations of Perspective (Oxon) Ltd were built on McGrath Rathbone whose history in Woodstock goes back over 30 years. We have been in the same office for more than 27 years and are recognised as one of the foremost financial planning and wealth management firms in the region.
We provide a full range of independent financial advice to individual and corporate clients. We pride ourselves on our professionalism and ethical values. We strive to excel in what we do and the solutions we provide.
Whether you need to review your investment planning, prepare or manage your retirement provisions, look at Inheritance Tax and later life planning or review your protection arrangements, our highly qualified advisers are able to assist you in achieving your financial goals.
As one of our valued clients, you will be looked after by an experienced adviser who will monitor the performance of your investments and ensure as far as possible that, over time, the results meet with your objectives. Each adviser is in turn supported by a specialist team of administrators, dedicated to providing you with the best available investment research, including our online information resources.
We regularly work with lawyers and accountancy practices. Our specialist knowledge, skills and resources complement the services provided by other professional advisers.
In all, Perspective (Oxon) Ltd is in the business of making your money work harder for you. We are judged by our financial performance and the quality of our service.
Investments may go down as well as up and you may not get back the full amount invested.
Our work for our clients involves:
- Potentially mitigating exposure to inheritance tax*
- Helping to protect financial lifestyle in retirement
- Helping to arrange retirement and other benefits for the directors and employees of a business
- Working with employers and employees to introduce effective and robust employee assistance programs
- Helping to protect families from the unexpected
As Independent Financial Advisers we have access to all available financial services solutions and are able to identify those that suit our client’s current needs and circumstances. From the first meeting to putting a plan into action, we keep our clients’ best interests at the centre of everything we do. This is why so many of our new clients are introduced to us by our existing ones.
* The Financial Conduct Authority does not regulate Taxation and Trust Advice.
Our Philosophy
We will always endeavour to provide our clients with the best possible level of service. Our objective is simple, to help ensure our financial planning achieves the best possible returns for you and ensuring that you are kept informed of the process at every stage. Our team consists of specialists in a variety of fields who, we are confident, can provide you with the best results and service.
The information on this page is not a substitute for personal financial advice, and should not be relied upon or construed as advice. Your investment approach will be dependent on your personal circumstances and we recommend you seek financial advice before embarking on a course of action.
Our Investment Philosophy
- Invest for the longer term – we believe you should be an investor rather than a speculator
- Diversify to reduce risk – use different asset classes which are right for your circumstances and goals
- Use the right type of investments for you – whether that be Active Management, Passive Management or a Discretionary Fund Manager
- Use institutional asset class funds (where possible) with low costs which deliver better returns than similar funds with higher charges
- Rebalance on a regular basis to retain a disciplined approach and a consistent risk profile
