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Financial impact of Divorce and relationships breakdowns

A parent and two kids walking in the hills

Unfortunately, the harsh reality of divorce means not just disentangling your personal lives, but also your financial affairs. This process can often cause even more stress, exacerbating an already difficult time.

One particular area where we can help in the divorce process is in the most appropriate way to share your respective pension benefits, which can often include a transfer of one person’s rights to the other.

In collaboration with your lawyer, we can analyse the financial information provided and ensure that it is complete and accurate.  We then identify areas where further information is required and can assist in gathering and interpreting that information, to ensure that your financial position is fully understood and how it may be affected by any proposed financial settlement.

Our specialist advisers are able to prepare an extensive report considering someone’s financial requirements and provide detailed explanations and justifications of any proposed clean-break settlement.

Our advisers will endeavour to secure the most effective financial settlement, which takes account of relevant tax considerations.  They are able to assist in implementing any financial order, such as pension sharing or attachment orders, and can offer advice in respect of all your financial planning needs for the future, taking into consideration your changed circumstances.

If you have a query or you wish to find out how we can help you, please contact us.

*The Financial Conduct Authority does not regulate taxation advice.

Where a client’s circumstances require specialist advice, and the local office does not hold the necessary permission from the Financial Conduct Authority, we can draw on the wider specialist expertise available within Perspective Financial Group Ltd nationally. Many of our financial planners hold advanced qualifications in specialist areas of advice, as well as having decades of experience in solving almost all financial planning related issues.

Perspective (Whittington Goddard) is a trading style of Perspective (North East) Ltd which is authorised and regulated by the Financial Conduct Authority.

Perspective (North East) Ltd, Registered in England and Wales No 04163906 Registered Office: Lancaster House, Ackhurst Business Park, Foxhole Road, Chorley PR7 1NY.

Perspective (North East) Ltd is a subsidiary of Perspective Financial Group Ltd.

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What to do if we didn’t get something right

We strive to deliver the highest possible level of service to every client, every time. If we got things right, we’re always happy to hear that – thank you. If we didn’t, in the first instance, please contact your Financial Planner or their Office Principal about the matter using the contact details on our website.

Should you not be satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service
Exchange Tower, London, E14 9SR

Tel: 0800 023 4567 or 0300 123 9123